Arizona VA Mortgage Lender

VA Mortgage Lender

Arizona VA Mortgage Lender

Arizona VA Mortgage Lender

A VA mortgage is an outstanding loan option for any veteran looking to either finance the purchase of a new home or refinance an existing mortgage.  VA loan offer:

  1. 0% down
  2. No mortgage insurance
  3. Competitive interest rates
  4. No pre-payment penalty
  5. Flexible credit guidelines
  6. Flexible debt to income ratio limits
  7. …and much more

Apply for a VA loan.  It is quick, easy and there is no application fee required.  Veterans can click on the “apply now” link above or you can contact our team today: Team Email:  Team Phone:  602.435.2149 .  If you would like to learn more about a VA loan first check out the basic Arizona VA mortgage guidelines below.

Arizona VA Mortgage: Basic Guidelines

  • What can a VA loan be used to buy?: Primary residence purchases only
  • Maximum Loan Amount: $417,000 for 100% financing (Maricopa County)
  • Down Payment Requirement: 0% down
  • Available Loan Terms: 3yr or 5yr ARM, 15 20, 25 and 30 year fixed
  • Is Mortgage Insurance Required? No monthly mortgage insurance
  • Are there property Eligibility Requirements: 56.99% (may be higher with exceptions)
  • Income Eligibility Requirements: Yes – see “VA Property Requirements” 
  • Maximum Debt to Income Ratio: No minimum or maximum income limits
  • Minimum Required Credit Score: 620
  • Are Seller Paid Closing Costs allowed: Yes – up to a maximum of 4% sale price
  • Are gift funds allowed?: Yes – borrowers can receive gifts for down payment and closing costs
As your Phoenix Arizona VA mortgage lender , our team will help you understand how VA financing works.  The HOUSE Team have had the honor to serve those that have served our nation and protected our freedom.  An Arizona VA home loan is one of the best loan options a Phoenix Veteran has access to.
Why choose The HOUSE Team as your Arizona VA Mortgage Lender?
  1. We offer low VA mortgage rates
  2. We will close your loan quickly and without surprises (30 days or less on VA loans)
  3. Our VA team will personally guide you through the entire process from beginning to end
  4. The HOUSE Team will is just a phone call or an email away 7 days a week

Already Have a VA Loan?

Click HERE to find out how you may qualify for another VA home loan!

Phoenix area homebuyers can benefit from utilizing a VA Mortgage.  The HOUSE Team has the added benefit of having the ability to process, underwrite and fund all of our Arizona VA mortgages in-house.  This is a huge advantage to a Phoenix area VA lender.  The HOUSE Team the can close a VA home 2.5 weeks.  This is assuming that the VA appraisal is completed on time without any conditions or value issues.

By Jeremy House

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Jeremy is the Founder of The HOUSE Team and a Sr. Loan Officer/Branch Manager with PrimeLending. Over the past several years he has ranked in the top 1% of all loan officers nationwide and one of the top 200 loan officers in America. In the mortgage industry, the devil is in the details. Jeremy prides himself on being a student and an expert when it comes to everything mortgage related.