Arizona Conventional Loan Limits Increase 2019

Conventional Loan Limits increased in 2019 for the 3rd year in a row.  Starting January 1, 2019 the Conventional Loan limit for Maricopa County is $484,350.  This is also the new 2019 maximum Conventional loan limit for all single family 1 unit homes in non-high cost areas of the United states.

Arizona Conventional Loan Limits 2019

CountyStateVA Loan Limit
Apache CountyArizona$484,350
Cochise CountyArizona$484,350
Coconino CountyArizona$484,350
Gila CountyArizona$484,350
Graham CountyArizona$484,350
Greenlee CountyArizona$484,350
La Paz CountyArizona$484,350
Maricopa CountyArizona$484,350
Mohave CountyArizona$484,350
Navajo CountyArizona$484,350
Pima CountyArizona$484,350
Pinal CountyArizona$484,350
Santa Cruz CountyArizona$484,350
Yavapai CountyArizona$484,350
Yuma CountyArizona$484,350
Arizona Max VA Loan Limit by County
Maximum Home Loan Amounts 2019

2019 Maximum Conventional Loan Limit

In addition, 2019 VA loan limits increased due to VA loan limits following FHFA’s Conforming Maximum loan limits.   Lastly, FHA announced their 2019 loan limit increase which too is predicated on FHFA’s Conforming limits.

Conventional Loan Limit County Search

2019 Conventional Home Loan Limits

There are 4 different 2019 Maximum Conventional loan limits for single family homes.  While that sounds complex, the most commonly applied max is the $484,350.  This maximum represents the 2019 Maximum Conventional loan limit in all non-high cost areas of the United states for 1 unit single family homes.

2019 Maximum Conventional Loan Limits

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Conventional Loan Limit Increases in 2017, 2018 and 2019 mark a Trend

The 2019 Conventional Loan Limit increase to $484,350 marks just the 3rd Conventional loan limit hike since 2006.  Interestingly, the 1st hike took place 2 years ago in 2017.  The new “trend” is great news due to Conventional financing offering several low down payment options (as low a 3%).  In addition, Conventional loan guidelines are often more streamlined than JUMBO loan guidelines (JUMBO home loan is a loan greater than the max Conventional Loan Limit for a given area).

History of Conventional Loan Maximums since 2000

  • 2000 – $252,700
  • 2001 – $275,000
  • 2002 – $300,700
  • 2003 – $322,700
  • 2004 – $333,700
  • 2005 – 359,650
  • 2006 – $417,000
  • 2007 through 2016 – no change
  • 2017 – $424,100
  • 2018 – $453,100
  • 2019 – $484,350

By Jeremy House


  1. […] Since this post Conventional Loan Limits have been increased to $453,100 effective January 1, 2018 […]

  2. […] VA maximum loan amounts are rising along side Conventional Loan limits.  Effective January 1, 2018 the maximum 0% down VA home loan limit is $453,100 for non high cost areas.  The max VA loan increase is due to the Federal Housing Finance Agency’s increase to “Conforming Loan Limits” for 2018. […]

  3. […] yes. Another bonus is that this JUMBO home loan does NOT require mortgage insurance.  JUMBO loans (loans over $453,100,100 in Maricopa County) are known for having tougher mortgage regulations.  Well, not this […]

  4. […] loan limits again followed Conventional loan limit increases in 2018.  HUD increased FHA Loan limits for 2018 in Maricopa County (and other Counties […]

  5. […] and homeowner’s are looking for better options.  Specifically, the lowest possible monthly mortgage payment possible.  While feeling powerless in the face of a shifting home loan rate market […]

  6. […] The 2019 Maximum VA Home Loan amount as of January 1, 2019 with 0% down is $484,350 for non high cost areas.  The max VA loan increase is due to the Federal Housing Finance Agency’s increase to “Conforming Loan Limits” for 2019. […]

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