Better Credit Score Mean a Better Home Loan

Credit score is not only a point of pride but is also a pivotal factor for each and every Arizona home-buyer.  Improving your middle credit score can reap major benefits when financing a new home.   Before we go through boosting your score (see below) let's look at what a credit score impacts with regard to obtaining an Arizona home loan. Apply for a Home Loan  Team@JeremyHouse.com 602.435.2149 Credit may impacts Your Home Loan Options Credit scores impact several areas of a home loan.  … [Read more...]

Home Loan Middle Credit Score Matters

Credit is one of the most critical factors when getting approved for an Arizona mortgage.  Your Arizona mortgage lender will pull a special credit report known as a tri-merge as a part of your home loan pre-approval.  A tri-merge credit report is one where data/information is pulled from the three main credit bureaus versus just one (which is what many online/consumer generated credit reports do).  The three bureaus are used on a tri-merge report are: 1. Equifax 2. TransUnion 3. … [Read more...]