HomeReady Low Down Payment Home Loan

In the post Mortgage Meltdown era, we continue to see sensible buyer-friendly home loan options come back to life.  HomeReady is one of those amazing mortgage products.  Both first time and repeat home-buyers can take advantage of a low down payment HomeReady home loan.Apply Now for a HomeReady Home Loan Team@JeremyHouse.com 602.435.2149 HomeReady Home Loan Benefits The HomeReady home loan program helps low and moderate income borrowers buy a home.  Benefits of this great Conventional … [Read more...]

Cash Out Refi to Consolidate Student Loans

Every college graduate wants student loan payments to disappear.  However, unless you know David Copperfield, they aren't vanishing anytime soon. A cash out refinance is the next best option to make student loans disappear.Graduates with enough equity in their home, can use that equity to pay off their student loans. This type of home loan is known as a "cash out refinance."  However, this is no ordinary cash out refinance.  Students are given special treatment on a cash out refinance that … [Read more...]

Refinance a Mortgage You’re Not on

Did a family member or friend purchase a home in their name  for you because of a prior short sale, foreclosure or bankruptcy on your credit?   There are countless out there today who did.  With the bubble behind us, refinancing the home over into your name is  easier than ever.Apply for a Home Loan Team@JeremyHouse.com 602.435.2149 Refinance Home Loan Your Not on Into Your Name So many people are trying to transfer the house family bought "for them" into their own name.  Since their … [Read more...]

No Appraisal on Purchase Home Loans

Conventional home loans now allow Appraisal waivers.  In fact,  Fannie Mae and Freddie Mac adopted the new rule at virtually the same time.   Therefore, as of Sept, 2017 all Conventional loans now allow appraisal waivers in certain scenarios.Apply for a Home Loan Team@JeremyHouse.com 602.435.2149 What is an Appraisal Waiver? In short, appraisal waivers are a blessing to everyone involved in a home loan transaction.  Appraisal waivers allow mortgage lenders to skip the appraisal on a home … [Read more...]

No Seasoning Cash Out Home Loan

Savvy buyers often pay cash for a property for a number of reasons.  Cash purchases present a strategic advantage when buying a home.  Cash purchases can leverage a lower price and or can be more attractive than a competing financed offer.The challenge in the past is that paying cash has tied up an investor's liquid resources.  This can limit an investors ability to leverage financing in order to strengthen their investment portfolio.  It can also hijack opportunities to use cash for other … [Read more...]