HomeReady Low Down Payment Home Loan

Ever since the Mortgage Meltdown, several buyer-friendly home loan options have come back to life.  HomeReady is one of those back from the dead mortgage products.  Both first-time and repeat home-buyers can benefit from a low down payment HomeReady home loan.Apply Now for a HomeReady Home Loan Team@JeremyHouse.com 602.435.2149 HomeReady Home Loan Benefits The HomeReady home loan program is probably one of the most buyer-friendly loan programs available. The first and most important goal … [Read more...]

Cash Out Refi to Consolidate Student Loans

Every college graduate wants student loan payments to disappear.  However, unless you know David Copperfield, they aren't vanishing anytime soon. A cash out refinance is the next best option to make student loans disappear.Apply for a Home Loan Team@JeremyHouse.com 602.435.2149Learn more: deferred student loans and home loan approval Cash Out Refinance to Pay Off Student Loans Graduates with enough equity in their home can use that equity to pay off their student loans. This type of … [Read more...]

Refinance a Mortgage You’re Not on

Did a family member or friend purchase a home in their name for you because of a prior short sale, foreclosure or bankruptcy on your credit?   Well, there are countless people out there today who did just that.  With the Real Estate bubble behind us, refinancing the home over into your name is easier than ever.Apply for a Home Loan Team@JeremyHouse.com 602.435.2149 Refinance Home Loan Your Not on Into Your Name So many people are trying to transfer the house family bought "for them" into … [Read more...]

No Appraisal for Conventional Purchase Home Loans

Every once in a while, wouldn't it be great to just skip the whole appraisal process?  Maybe not every loan, but a break here and there would make lending simpler.  Well, finally the time has come!  As of Sept, 2017 appraisal waivers are allowed on Conventional home loans (see below for eligible scenarios).Apply for a Home Loan Team@JeremyHouse.com 602.435.2149 What is an Appraisal Waiver? In short, appraisal waivers are like a fast pass at Disney World!  They allow mortgage lenders to … [Read more...]

No Seasoning Cash Out Home Loan

Savvy buyers often pay cash for a property for a number of reasons.  Cash purchases provide price leverage.  Also, they tend to be more attractive than competing financed offers.  However, paying cash ties  up liquid resources and limits an investors ability to leverage.  Finally, there is a solution to this common conundrum.Apply for a No Seasoning Refinance Team@JeremyHouse.com 602.435.2149 No Seasoning Refinance Cash-Out First of all, home-buyers must typically wait out a long 6 month … [Read more...]