Home Loan Middle Credit Score Matters

Credit is one of the most critical factors when getting approved for an Arizona mortgage.  Your Arizona mortgage lender will pull a special credit report known as a tri-merge as a part of your home loan pre-approval.  A tri-merge credit report is one where data/information is pulled from the three main credit bureaus versus just one (which is what many online/consumer generated credit reports do).  The three bureaus are used on a tri-merge report are: 1. Equifax 2. TransUnion 3. … [Read more...]