Home Loans – Which Credit Score Counts

Everyone knows credit is key and it impacts your Arizona home loan approval.  Your Arizona mortgage lender pulls a tri-merge (all 3 bureaus) credit report for you.  As a result, lenders typically have 3 credit scores for each borrower.  However, what score matters most?     How do lenders decide which of the 3 scores to use? The 3 main credit bureaus are: Equifax TransUnion Experian Credit scores represent what kind of risk you represent to a lender.  Higher credit scores equal … [Read more...]