2015 was the year that “In-House/Paying Preferred Lender” agreements ended. The biggest change in the mortgage marketplace in recent years
Continue readingAuthor: Jeremy House
Jeremy is the Founder of The HOUSE Team and a Sr. Loan Officer/Branch Manager with PrimeLending. Over the past several years he has ranked in the top 1% of all loan officers nationwide and one of the top 200 loan officers in America. In the mortgage industry, the devil is in the details. Jeremy prides himself on being a student and an expert when it comes to everything mortgage related.
Tight Debt to Income Ratio Solutions
Every so often a home buyer falls just ever so slightly on the high side of maximum allowable debt to
Continue readingHome Loan – Do You Need a 2 Year Job History?
Many myths exist in the world of mortgage lending. “I need 2 years at the same job to qualify for
Continue readingCollateral Underwriting Impacts Mortgage Appraisals
Appraising a home for a mortgage lender has changed, again. In January 2015, regulators rewired how Conventional loan appraised values are
Continue readingSeller Can Pay Veteran’s Debt on VA
A VA home loan is among the best residential financing options available. Low down payment, great rates, flexible debt to
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