“Reserves” are a key piece of many Arizona home loan approvals. Retirement assets may count as reserves however there are
Continue readingAuthor: Jeremy House
Jeremy is the Founder of The HOUSE Team and a Sr. Loan Officer/Branch Manager with PrimeLending. Over the past several years he has ranked in the top 1% of all loan officers nationwide and one of the top 200 loan officers in America. In the mortgage industry, the devil is in the details. Jeremy prides himself on being a student and an expert when it comes to everything mortgage related.
Why Housing Won’t Crash Again
Never say never. However, it is hard to imagine Arizona’s housing market repeating its early 2000’s performance. Phoenix area housing prices are rising.
Continue readingRefinance Into a Shorter Term
Refinancing into a shorter term (ex: 30 year to a 15 year loan) is often the most financially beneficial option when
Continue readingHow to Lock Your Home Loan Rate
How do you lock in the best Arizona home loan rate? In a stable market this is not a huge concern.
Continue readingWhy Low Arizona Appraised Values?
A low appraised value in Arizona throws a monkey wrench into any Real Estate transaction. In a vibrant, hopping Real
Continue reading