First Time Home-buyer 3% Down Loan – HomeOne

3% down Conventional Loans offer a great way for many home-buyers to buy.  In face, as of 7/29/2018 a 4th and the newest 3% down payment Conventional loan is available.  The new kid on the 3% down block is called HomeOne.   HomeOne is for First Time Home-buyers only. Apply for a Home Loan 602.435.2149 3% Down Conventional Loans Available  All 3% down Conventional loans are not created equal.  In fact, some are available only to first time home-buyers.  Meanwhile, … [Read more...]

2018 Maximum VA Loan Amount | $453,100

VA maximum loan amounts are rising along side Conventional Loan limits.  Effective January 1, 2018 the maximum 0% down VA home loan limit is $453,100 for non high cost areas.  The max VA loan increase is due to the Federal Housing Finance Agency's increase to "Conforming Loan Limits" for 2018.         Search for Max Loan Limit by County: County Search Apply for a VA Home Loan Now 602.435.2149 VA Home Loan Max Limit 2018 Effective … [Read more...]

2018 Conventional Loan Limit Arizona | $453,100

It is official!  2018 Conventional Loan Limits increase for the 2nd year in a row.  Starting on January 1, 2018 the new maximum Conventional Loan limit for Maricopa County is $453,100.  This is also the new maximum Conventional loan limit for all non high cost areas of the United states for 2018. In addition, VA maximum loan limits have increased for 2018 based on the fact that VA maximums follow Conforming Maximum limits set by the FHFA. In 2017, FHA announced their max loan limit increase … [Read more...]

HomeReady Low Down Payment Home Loan

Ever since the Mortgage Meltdown, several buyer-friendly home loan options have come back to life.  HomeReady is one of those back from the dead mortgage products.  Both first-time and repeat home-buyers can benefit from a low down payment HomeReady home loan. Apply Now for a HomeReady Home Loan 602.435.2149 HomeReady Home Loan Benefits The HomeReady home loan program is probably one of the most buyer-friendly loan programs available. The first and most important goal … [Read more...]

Cash Out Refi to Consolidate Student Loans

Every college graduate wants student loan payments to disappear.  However, unless you know David Copperfield, they aren't vanishing anytime soon. A cash out refinance is the next best option to make student loans disappear. Apply for a Home Loan 602.435.2149 Learn more: deferred student loans and home loan approval Cash Out Refinance to Pay Off Student Loans Graduates with enough equity in their home can use that equity to pay off their student loans. This type of … [Read more...]