AZ Home Loan Pre-Approval & the PQF

Most Arizona home-buyers know the best possible thing to do before embarking on their home buying journey is to work with a Phoenix mortgage lender to get fully pre-approved.   This way the buyer knows how much they can afford.  Getting Pre-Approved also helps an Arizona buyer determine out what monthly payment, down payment and loan type they are comfortable with before looking at homes. Home Loan Pre-Approval in Arizona In Arizona, each home buyer must present an Arizona specific … [Read more...]

How Long do VA Appraisals Take?

My Phoenix area VA clients often ask if the fact that they are getting a VA home loan is going present an unwelcome challenge in regard to the length of time it takes to have a Arizona VA appraisal completed.  It is a great question.  As Arizona VA Mortgage Lender I can tell you that the truth is that VA mortgage appraisals typically take just a bit longer than Conventional or FHA appraisals in the Phoenix metro real estate market. However, the longer VA turn time is not something that should … [Read more...]