AZ Home Loan Pre-Approval & the PQF

Arizona Home Loan PQF

Most Arizona home-buyers know the best possible thing to do before embarking on their home buying journey is to work with a Phoenix mortgage lender to get fully pre-approved.   This way the buyer knows how much they can afford.  Getting Pre-Approved also helps an Arizona buyer determine out what monthly payment, down payment and loan type they are comfortable with before looking at homes.

Home Loan Pre-Approval in Arizona

In Arizona, each home buyer must present an Arizona specific pre-qualification letter along with their offer to buy a home.  This document (called a “PQF”) shows the seller that the buyers are pre-approved for a home loan by a reputable mortgage lender.

What is Included on an Arizona PQF?

The Arizona Pre-Qualification Form outlines key information about the borrowing including:

1. The type of mortgage buyer is using
2. The home loan amount the buyer is pre-approved for
3. The level of supporting documents buyer has supplied to their mortgage lender
4. Basic terms of the buyers new Home Loan

Every seller wants to know that a mortgage lender has confirmed an Arizona buyer’s income, assets and credit are sufficient to qualify for a home loan.  Providing a Arizona PQF accomplishes just that.  As a result, it empowers Arizona home-buyers to shop for their dream home with confidence.

APPLY NOW to get pre-approved today!

By Jeremy House



  1. Many years ago bought a home in up-scale community. After some time passes a good neighbor elderly one day in conversation said to me she had some papers whew wanted me to see. She remarked it was sad people judge character via race. She showed me some papers from the Neighborhood Assn. stating not to sale to any minority family or persons. these papers where dated in the 70’s It was further stated no realty signs could be displayed as it deceased property values just another tactic to keep minority families from knowing availability of property in the community. These tactics destroyed a city years late, hopefully new tactics are not in play regarding the same old game called racism? All minorities who peter privacy in their financial affairs are not dope dealers and criminals. A retired Dentist friend who is a minority decided to relocate and retire to California instead of Arizona due to these Real Estate bobo’s silently hidden and under the table directed tactics towards minority groups seeking to purchase in Arizona.

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