Contingent Real Estate Offers in Arizona

Arizona home buyers are understandably cautious when make a Contingent offer to purchase a new house.    Why?  All you have to do is take a look at the first decade of the new Century in Arizona Real Estate history.   However, times have changed and Contingent is no long a dirty word in Arizona Real Estate. Apply for a Home Loan 602.435.2149 Are Contingent Real Estate Offers Normal? First, let's look at why this is even a question.  During the housing crisis … [Read more...]

What Do Mortgage Underwriters Do?

Mortgage Underwriters have a very specific and important job.  The mortgage process is made up of several processes all of which ultimately lead to an underwriter approving or declining the loan.   Too often, we hear stories from clients coming to us that involve an underwriter spoiling (or at least complicating) their home loan experience.  While getting a "surprise" decision from an underwriter is typically due to a loan officer not performing their due diligence on the front end, I wanted to … [Read more...]