What Do Mortgage Underwriters Do?

Mortgage Underwriters have a very specific and important job.  The mortgage process is made up of several processes all of which ultimately lead to an underwriter approving or declining the loan.   Too often, we hear stories from clients coming to us that involve an underwriter spoiling (or at least complicating) their home loan experience.  While getting a "surprise" decision from an underwriter is typically due to a loan officer not performing their due diligence on the front end, I wanted to … [Read more...]