Military Reserves & VA Home Loans

VA home loans are a great option for eligible military veterans.   However, what about someone in the military reserves?  Are they eligible for a VA home loan to buy or refinance their Phoenix area home?  Good news, the answer is YES!  However, Reservists must tread carefully! Apply for a VA Home Loan Now 602.435.2149 Income From the Reserves Can be Used Reservist's income must be looked through with a fine tooth comb.  Specifically, income type and amount along with … [Read more...]

4 Keys to Successful VA Offer

A veteran deserves all the advantages possible when purchasing a new home using their VA home loan benefits.   The VA home loan process differs from many other loan products.  Knowing how the program differs can make all the difference. Apply for a VA Home Loan Now 602.435.2149 4 Keys to Submitting a VA Home Loan Offer to a Seller Knowing the subtle nuances of a VA home loan impacts the chances of your VA offer being accepted by a seller.  Specifically, there are 4 … [Read more...]

VA Home Loan – Your Eligibility COE

One of the most important and first steps an Arizona veteran home buyer must take is to confirm that they are in fact eligible for a VA home loan.   In short, a veteran's VA mortgage eligibility is documented on a from the VA calls a "Certificate Of Eligibility" or "COE" for short.   The COE can be ordered by the veteran themselves OR by their Arizona Mortgage Lender. Who is Eligible for a VA Mortgage? There are 4 main categories of VA Eligible borrowers: Veterans Active duty … [Read more...]

VA Home Loan for Vets with Bad Credit

Great news!  Arizona Mortgage Loan Officers now offer VA home loans for eligible Phoenix area VA borrowers with a low Credit score!  Standard VA loan guidelines apply. As your Phoenix are VA Mortgage Lender my team will underwrite, process, fund and close ALL our VA loans in house and can close them quickly (in as little as 2 weeks if there are no appraisal delays). Learn more about how your credit score is determined Find out how to correct errors on your credit report Learn more … [Read more...]