Military Reserves & VA Home Loans

VA home loans are a great option for eligible military veterans.   However, what about someone in the military reserves?  Are they eligible for a VA home loan to buy or refinance their Phoenix area home?  Good news, the answer is YES!  However, Reservists must tread carefully! Apply for a VA Home Loan Now Team@JeremyHouse.com 602.435.2149 Income From the Reserves Can be Used Reservist's income must be looked through with a fine tooth comb.  Specifically, income type and amount along with … [Read more...]

4 Keys to Successful VA Offer

A veteran deserves all the advantages possible when purchasing a new home using their VA home loan benefits.   The VA home loan process differs from many other loan products.  Knowing how the program differs can make all the difference. Apply for a VA Home Loan Now Team@JeremyHouse.com 602.435.2149 4 Keys to Submitting a VA Home Loan Offer to a Seller Knowing the subtle nuances of a VA home loan impacts the chances of your VA offer being accepted by a seller.  Specifically, there are 4 … [Read more...]

VA Home Loan – Your Eligibility COE

Confirming VA home loan eligibility is one of the first steps veterans should take when applying for a VA home loan.  Thankfully, VA mortgage eligibility is documented on a from called a "Certificate Of Eligibility" or "COE" for short. Who is Eligible for a VA Home Loan? There are 4 types of VA Entitlement: Veterans Active duty personnel Reservists/National Guard members Some surviving spouses Each VA eligibility category requires a slightly different eligibility documentation … [Read more...]

VA Home Loan for Vets with Bad Credit

Great news!  Arizona Mortgage Loan Officers now offer VA home loans for eligible Phoenix area VA borrowers with a low Credit score!  Standard VA loan guidelines apply. As your Phoenix are VA Mortgage Lender my team will underwrite, process, fund and close ALL our VA loans in house and can close them quickly (in as little as 2 weeks if there are no appraisal delays). Learn more about how your credit score is determined Find out how to correct errors on your credit report Learn more … [Read more...]