An FHA home loan offers buyers a low down payment option to finance their primary residence. FHA loans offer:
- 3.5% down payment
- Flexible debt to income ratio
- Flexible credit guidelines
- Competitive interest rates
- Co-borrowers allowed to help qualify
- No pre–payment penalty
- …and much more
Apply Now for a FHA Home Loan
Email: Team@Housedhomeloans.com
Phone: 602.435.2149
Arizona FHA Home Loan Guidelines
What can FHA loan be used to finance? Primary residence
Can FHA be used to purchase a condo? Yes Learn more
Maximum Loan Amount $441,600 (Maricopa County)
Learn more
Down Payment Requirement 3.5%
Available Loan Terms Fixed and Variable
Is Mortgage Insurance Required? Yes
Are there property Eligibility Requirements? Yes – Learn more
Income Eligibility Requirements? No
Max Debt to Income Ratio? Contact The HOUSE Team
Min Credit Score? Contact The HOUSE Team
Are Seller Paid Closing Costs allowed?? Yes Learn more
Are gift funds allowed? Yes Learn more
The HOUSE Team will guide you through the FHA home loan pre-approval and loan process. Getting started easy and there is no cost to apply.
Apply Now for a FHA Home Loan
Email: Team@Housedhomeloans.com
Phone: 602.435.2149
FHA Home Loan Resources
- MULTIPLE FHA LOANS FOR ONE BORROWER
- FHA APPRAISAL GUIDELINES
- FHA ALTERNATIVE CREDIT OPTIONS
- FHA POOL REQUIREMENTS
- FHA LOAN GIFT RULES
- Low FHA mortgage rates
- We close VA loans quickly and on time
- The HOUSE Team is a phone call or an email away 7 days a week
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